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Oct 1, 2017 We examined the impact of California's early Medicaid expansion under the Affordable Care Act on the use of payday loans, a form of high-interest borrowing used by low- and middle-income Americans. Using a data set for the period 2009–13 (roughly twenty-four months before and twenty-four months
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Jan 2, 2018 First, courts are cracking down on “tribal” lenders. In December 2016, the California Supreme Court issued a landmark decision that rocked the tribal payday lending world. In People v. Miami Nation Enterprises (MNE), the court unanimously ruled that payday lenders claiming to be “arms of the tribe” must
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Click on your state to learn if payday loans are legal or prohibited and the state law that applies. States where payday lending is allowed. The page for each state where payday lending is legal gives the key cost of loan terms under state law. Look for the cost of a payday loan in dollars and annual interest rate for a 14-day Jul 12, 2017 California has passed a disconcerting milestone in payday lending. In 2016, residents 62 and older took out more payday loans than any other age group, according to industry data compiled in a new report from the Department of Business Oversight. This trend points to a continuing erosion of retirement
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