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The plastic safety net: The reality behind debt in America— Findings from a national household survey of credit card debt among low- and middle-income DeNavas-Walt, C., Proctor, B. D., & Smith, J. C. (2010). An analysis of consumers' use of payday loans (Financial Services Research Program, Monograph no. 41).

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Without limiting in any manner the scope of this chapter, the General Assembly declares that it is the general intent of this chapter to reiterate that in the State of Georgia the practice of engaging in activities commonly referred to as payday lending, deferred presentment services, or advance cash services and other similar 

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