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Payday loans are short-term cash loans based on the borrower's personal check held for future deposit or on electronic access to the borrower's bank account. Borrowers write Online payday lenders are generally subject to the state licensing laws and rate caps of the state where the borrower receives the loan. For more Payday Loans are less expensive than bounced check fees and overdraft protection programs and are the best, quick and easiest way for some people to get money. Payday loans are also known as cash advance, payday advances, short term loans, bad credit loans, bad credit personal loans, cash loans, fast cash, fast 

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